RPTT and Stamp Duty Simulator 2026
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Faq’s
It's normal to have questions! We're here to answer them.
1. What documents do I need to start a loan application?
To pre-approve a loan, you will need the following information/documentation from each of the loan holders:
- Identification of the credit holder(s) (Citizen Card, Passport or Identity Card).
- TIN (Tax Identification Number).
- Most recent tax return and respective income tax assessment note.
- Three most recent payslips.
- Three most recent monthly statements from current account(s).
- Declaration from the employer(s) detailing the nature of the employment relationship (fixed-term contract, open-ended contract). Note: in the case of self-employed workers, you may be asked to provide proof of commencement of activity, as well as the latest independent contractor payment receipts.
2. Why choose Credit Intermediation instead of contacting banks directly?
Using Maxfinance’s Credit Intermediation services provides several advantages:
- Access to competitive credit conditions through partnerships with multiple banks and financial institutions;
- Time savings, as we manage the entire credit process, from analysis to negotiation and documentation;
- Independent and specialised advice, ensuring informed financial decisions;
- Ongoing support throughout all stages of the credit application, including more complex situations.
3. Is Maxfinance’s Credit Intermediation service free?
Yes.
Maxfinance’s Credit Intermediation services are completely free for clients. Our remuneration is paid by partner financial institutions only when a credit agreement is successfully completed.
4. What is the maximum amount of borrowing I can ask for?
The maximum amount of borrowing depends on several factors, such as your ability to pay and the type of loan. Our professionals will help you determine the maximum amount you can get.
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